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The Best Naperville, Plainfield and Oswego Web Sites |
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| | IMPORTANT CITY PHONE NUMBERS Area Code 630 Unless Otherwise Noted. All Emergencies & Ambulance. . . . . . . . . . . . . . . . . . . . . . . . .911 Bus (Pace). . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1-847-364-PACE Cellular Emergencies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .*999 Chamber of Commerce. . . . . . . . . . . . . . . . . . . . . . . . . . 355-4141 City Clerk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6045 Community Relations. . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6707 Department of Public Utilities . . . . . . . . . . . . . . . . . . . . . 420-6131 Department of Public Works. . . . . . . . . . . . . . . . . . . . . . 420-6095 Edward Hospital. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 527-3000 Employment (City Jobs). . . . . . . . . . . . . . . . . . . . . . . . . 305-7066 Fire (Non-Emergency) . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6142 Library (Nichols & Naper Blvd.). . . . . . . . . . . . . . . . . . . . 961-4100 Municipal Center. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6111 Naperville Convention & Visitors Bureau.. . . . . 1-877-23NAPER Naperville Development Partnership. . . . . . . . . . . . . . 305-7701 Nicor Gas. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1-888-642-6748 Park District . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 848-5000 Parking (Commuter Lots) . . . . . . . . . . . . . . . . . . . . . . . . 420-6053 Plumbing/Electric/Building/Sign Permits. . . . . . . . . . . . . . 420-6070 Police (Non-Emergencies) . . . . . . . . . .. . . . . . . . . . . . . . 420-6666 Post Office (Main Branch?Ogden Ave.). . . . . . . . . . . . . . 717-2662 Public Buildings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6005 School District #203. . . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6300 School District #204. . . . . . . . . . . . . . . . . . . . . . . . . . . . 375-3000 Illinois Employment and Training Office (North Aurora). . . . 844-6640 Zoning. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 420-6081
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 Naperville Area Maps & Useful Local Web Sites Request my Free Naperville Relocation Package. It's packed full of useful and important information about the Naperville, Plainfield and Oswego, Illinois area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...  
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What three things are necessary in order to purchase a home?
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| A |
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
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Dan Delgado I have worked with Dan for some time. He always goes the extra mile to make sure my clients get the best rate and highest quality service. Find Out More > View All Affiliates >
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